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Investment Guru/Investment Tips

HCR Wealth Advisors Provides Tips for Parents on How to Educate Children About Finances

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For people who are finding it difficult to manage their money and finances, it is recommended that you reach out for help from financial professionals, like ones at HCR Wealth Advisors. As a registered investment advisory firm with years of experience in the field of finance, HCR Wealth Advisors is fully equipped to provide financial planning services to individuals as well as entities. The team at HCR Wealth Advisors monitor market movements and research and evaluate various investment options available in the market. For people who are not that financially savvy, taking the help of the professionals can help them stay ahead of the market and in an effort to achieve  more significant returns from their investments.

HCR Wealth Advisors believes that it is not only the adults that need some financial education. Parents should also start training their kids on how to handle money. If the kids are taught about the importance and value of money from a young age, studies have shown that they grow up to be responsible with their money and are more able to manage their finances later on in life. HCR Wealth Advisors believe that parents should give their kids some amount of funds for completing various chores. It would help the kids understand that it can be difficult to earn money, teaching them to spend it wisely.

Making children work for their money would also ensure that they understand how much difficulty the parents go through every day to earn that money. Also, it is essential for parents to teach their kids about the importance of savings. Opening a savings account for the children and talking with them about banking and investments regularly is also a good idea. Budgeting is another thing that parents should teach their kids about. It would help the kids to understand how to manage their money and not spend them uselessly on things they desire, but not necessarily need. Understanding the difference between the want and need would go a long way in helping them save considerable money as they grow up.

Read more on how HCR Wealth Advisors can help you raise financial IQ children: http://releasefact.com/2018/04/hcr-wealth-advisors-tips-raising-financial-iq-children/

HCR Wealth Advisors is not affiliated with this website.

Investment Tips/Investing

How Jed Mccaleb Makes An Astounding Difference In The Financial Sector

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Jed McCaleb is an entrepreneur who has had a great interest in the technological invention. He was the bitcoin exchange as well as the peer-to-peer eDonkey technology that involves a network where multiple people share files from one computer to another. He is also the founder of Stellar which is one of the online non-profit financial companies that have brought a great difference in the operation of the world’s financial sector especially in the third world countries.

Before founding Stellar, according to Coin Telegraph, Jed McCaleb had worked in a significant number of technology companies which gave him the idea of founding Stellar. He identified a gap that needed to be filled in the financial sector after making observations that most of the world’s population did not have access to banking services for various reasons. One of the reasons was that banks in kiost5 countries are located in the urban areas thus limiting banking services to the people who lived in the rural areas.

Jed McCaleb also observed that to open a bank account, a lot of paperwork is required for the client’s authentication and this was one of the reasons that discouraged most people from opening bank accounts. Still, in the process of authentication, most of the people were; and be denied the right to access the banking services due to lack of qualification for example because of low income.

He also saw that during the opening of bank accounts, there was a lot of deposit fee that was required which discouraged most people especially the low-income earners from having bank accounts. As a result, these people decided to save their money in the houses which in turn resulted in attraction of thieves resulting to increase in poverty.

Jed McCaleb saw that it was the right time to open a company that would try as much as possible to solve all these challenges. Stellar now serves as an online financial system that allows all the groups in the economy to make business transactions online across the border. It is accessible to all people in all the locations whether in the rural or the urban centers. This has made him receive high recognition in contributing to the economic growth and development of many countries, especially in the developing world.

Additional Source: http://analystoffinance.com/2018/02/jed-mccaleb-newest-venture-stellar/

Uncategorized

Whitney Wolfe Takes Down Tinder as Tinder Parent Company Makes Ludicrous Accusations

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     There are a lot of dating apps for people to look into. Fortunately, Whitney Wolfe knows that the competition is fierce, and she has done everything in her power to make sure that she has a dating app that people can put their faith into. It has been a quick rise to fame for Whitney Wolfe, and now companies like the Match Group are trying to capitalize on the work that she has put forth.

There definitely is a large amount of interest in what she has been able to do when it comes to connecting the dots with single women that are of a professional nature. When it comes to other apps that are popular like Tinder it is more of a wide range of men and women have no particular profession.

By contrast, the men and women that tend to gravitate towards Bumble are typically business-oriented professionals that have heard about her dating app by way of friends. In most cases people that have become connected with Bumble have already tried Tinder. They may have not had the type of connections that they wanted with Tinder so they made a decision to cancel Tinder account and switch over to Bumble.

The mere fact that more singles are actually leaving an app like Tinder in order to see what is available on Bumble makes it ludicrous for the CEO of Tinder to accuse Bumble of stealing ideas. For one, Whitney Wolfe was already apart of Tinder when it was created so a large part of the structural style of this app belongs to her as much as it does to the remaining members in leadership at Tinder.

Another thing that makes this a very difficult accusation to prove is that Whitney Wolfe has taken the lead in the dating app industry with Bumble. If Tinder was already in a leadership position and Whitney Wolfe has knocked this company down a notch it would be senseless to think that she was offering the same thing that Tinder was offering.

Whitney Wolfe rises above the typical dating app because she offers other concepts like Bumble BFF and Bumble Bizz. She is also heavily connected with people that are standing for the #MeToo movement. On top of all this Whitney Wolfe is a feminist that is fighting for less harassment of women when it comes to social media and more dating online.

https://www.instagram.com/p/BfZWsclhfRp/?hl=en&taken-by=whitwolfeherd

Real Estate/Investing

Hussain Sajwani – The Real Estate Pioneer from Dubai

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The real estate space of Dubai is well-known across the globe for being one of the most advanced and modern. The real estate landscape of Dubai and other major cities of U.A.E are known to be full of skyscrapers. Hussain Sajwani is a famous personality in the real estate sphere of the United Arab Emirates and is the owner of the multi-million real estate conglomerate named Damac Properties. Hussain Sajwani has helped in ways more than one to the real estate boom of Dubai and has so far developed and delivered more than 17,000 homes. Hussain Sajwani did his schooling in Dubai and went to the United States for higher studies, where he joined GASCO after completing his education.

However, due to the burning entrepreneurial spirit that Hussain Sajwani possessed from the very beginning, he stopped the job he was doing and started his catering firm that went on to become one of the biggest in the business. The Al Jazeera Catering Service by Hussain Sajwani at one point even had clients such as Bechtel and U.S. Military. Also, though Hussain Sajwani has shifted his primary focus to real estate after starting Damac Properties, Al Jazeera Services continue to run profitably till date. Hussain Sajwani played a significant role in the exponential growth that Damac Properties has witnessed in the past few years.

One of the reasons behind the rapid growth of Damac Properties is the marketing efforts implemented by Hussain Sajwani. The buyers of many of the properties of Damac Properties are gifted free Mercedes and BMWs, and it is such marketing stunts that have made Damac Properties even more famous among the public. Hussain Sajwani is also known for his connection with the United States President, who is also the owner of Trump Inc. Damac Properties and the real estate firm of Donald Trump has collaborated on various projects in the past and currently is working on the development of golf courses in Dubai. In the new year speech of United States President, Donald Trump praised Hussain Sajwani profusely for his achievements in the field of real estate and helping cultural exchange between the United States and UAE.

Source: https://www.damacproperties.com/en/investor-relations/corporate-governance/meet-our-board

Investing

Paul Mampilly Believes The Cryptocurrency Bubble Is Ready To Burst

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Paul Mampilly has unique insights regarding the cryptocurrency bubble and the possibility of an imminent crash. He believes the bubble is ready to burst. He also believes people will lose their money in a matter of time. In 1999 the majority of investors believed an impressive rally on the stock market was the only way to gain wealth. This was also when the great bubble left investors without investments. Paul Mampilly believes the situation with the cryptocurrency bubble is very similar.

Companies with good reputations comprised the bubble. Although the stocks were up Paul Mampilly cautioned investors to remember the obscure companies were not represented through these stocks. As stocks rose to unheard of heights the market went insane. New investors were consistently drawn into the bubble. When the bubble burst the investors lost everything. Paul Mampilly has explained the similarities between the cryptocurrency bubble and the explosion of 1999. He sold all his stocks prior to the bubble bursting and originally believed he may have made a mistake.

https://www.youtube.com/paulmampillyguru

 

When the stocks crashed in 2000 and 2001 Paul Mampilly knew he has made the right decision. His advice regarding bitcoin is just as good as it was regarding stocks. He did not lose a penny when the market crashed and the bubble burst. The individuals investing in cryptocurrency have become rich within a short period of time. The value of bitcoin has exceeded $19,000. Paul Mampilly believes bitcoin, ethereum and all cryptocurrencies are about to crash. Cryptocurrency is a digital payment with centralized control. Cryptographic patterns and complex rules are involved with the creation and management. Visit dailyreckoning.com to know more about Paul Mampilly.

Cryptocurrency was created by a mysterious figure in 2008 named Satoshi Nakamoto. As cryptocurrency began to grow other types began to emerge. Cryptocurrency started being recognized as legitimate currency. Legislation was passed in Japan in 2017 and organizations were forced to accept cryptocurrency. Russia began following in a similar direction. Bitcoin did drop to $8,000 before becoming stable again. Paul Mampilly does not believe this was the worst. Bitcoin is being traded, sold and purchased at a price exceeding the value. This may result in a cryptocurrency bubble.

Paul Mampilly spoke of the signs of a bubble as an extremely high degree of interest in an asset causing prices to increase sharply and a frenzy to begin. This type of growth is usually unstable. This is especially true when the asset is undefinable. This may mean the growth of the bubble has already begun and the inevitability is it will burst. Read more about Paul on Interview.net.

Business/Business Strategy

The life of Jed McCaleb

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Have you ever seen ads go across the screen of your tv or ads in the newspaper talking about Stellar? Have you ever asked yourself who there were or what they did? I am about to tell you more about them.

Stellar is a network that works to make a payment system that is set up like an email where there is money coming in and money coming out of an account. This makes things more organized ed and thought through. They make it where you can connect with the small banks and the bigger banks all together sort of like the way an email works. The company doesn’t need many people to make this whole idea come to life they just need enough to make sure that they have everything and all the answers as to if the idea is going to work or not. This should help Stellar become the bigger company that it was made to be without all the fuss of working harder on the company then they need to work.

This company works with the big-name banks, but they don’t seem themselves becoming a private block chain company which makes total sense to keep it the same to the public in order to have the business that they have already. Stellar is a network which connects people to all of the other networks that mean something out there. If you want to send money through one account to another then that would be on the stellar network. These networks have been investigated and have been put down as reliable. This means that everything on the Stellar network has been tested and are a good source to have. There are fears regarding the networks though and many people have brought concerns and questions to the table on how to make sure that their accounts have been checked and are safe.

Stellar network works hard to make sure that these questions and concerns have been addressed and are taken care of.

HealthCare/Doctors

Jim Toner Expert Fertility Specialist Trusted by His Clients

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Many women try to avoid pregnancy early in their lives, but then when they decide to have babies, they are unable to conceive as easily. More and more couples are choosing to start families much later in life and sometimes it is not as simple. Many couples get stressed when they are unable to have babies, and it can create problems. While adoption is a good option, many seek medical intervention. With the advancement in medical research and technology, it has become possible for couples to have babies through fertility treatment. But, people need to be careful when they look for a fertility specialist as not all of them are professional and competent.

Jim Toner is a fertility doctor in Atlanta and is quite experienced in the field. He is currently associated with Atlanta Center for Reproductive Medicine. After completing his graduation from St. Joseph College located in Philadelphia, he joined University of Pennsylvania’s Medical Scientist Training Program from where received his M.D. and Ph.D. degrees. He then went to the Jonas Institute for his Residency and Fellowship training where he has also rewarded the Resident of the Year Award. Over the course of his career, he has written a number of abstract and medical papers on reproductive medicine. He is also a great speaker and gives presentations on fertility issues all around the world. Being an expert in the field, he has been called at a number of international events. He currently lives in Atlanta with his beautiful wife and four children. Even though he is busy, he loves to spend time with his family whenever he can. He also volunteers at some non-profit organizations.

Jim Toner has excellent reviews from his clients. He has a high success rate in the fertility treatment, and it is not the only reason why couples flock to him for fertility treatment. He ensures that there is open communication between him and his patients so that they know every step that they would have to follow. He is also very patient as most of his clients have a lot of questions about the fertility treatment when they visit him for the first time. He makes sure that all the questions are answered and explain everything adequately. He is always available to his clients, and his clients can get in touch with him through phone or email at any time of the day. Jim Toner’s entire team of experts are trained and experienced allowing for a great experience. For him, there is nothing better than seeing couples be happy that they can conceive through the advanced treatment. He also offers emotional counseling to his patients so that his clients do not feel stressed throughout the fertility process.

Contact information and event details: https://www.facebook.com/events/118597102182191

Business Strategy/Investment Tips

Television Show Personality Ryan Seacrest Using Fame to Help Children

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Ryan Seacrest has made a name for himself in both radio and television. Now he’s using that worldwide name recognition to help children recovering from and/or fighting an illness. Seacrest began his career in his hometown of Atlanta, Georgia with a radio show. However, he had to move to Los Angeles to find his stardom.

American Idol Launched Ryan Seacrest’s Career.

At the time Seacrest won the television hosting gig at American Idol, he had been working in Los Angeles for a while. One of his first jobs in Hollywood was in radio. He hosted an afternoon radio show called Ryan Seacrest for the Ride Home.

The radio show ended in 2004. In 2003, Seacrest lived the dream that many radio personalities wish to have. He went into syndication with On Air with Ryan Seacrest. The next year, Seacrest began hosting the iconic American Top 40.

American Idol was not his only hosting job in front of the camera. Prior to his big break on Idol, he was hired to host ESPN’s Radical Outdoor Challenge. He also hosted the syndicated television show for children called Click.

In 2005, Seacrest took over for another one of his idols (the first being Casey KasEm) Dick Clark. He co-hosted the New Year’s Eve Special Dick Clark’s New Year’s Rockin’ Eve. At that time, he also worked for E! News.

Seacrest has even made time in his ultra-busy schedule to work behind the scenes. He has produced television shows such as Keeping Up with the Kardashians. He won an Emmy Award for another television show called Food Revolution.

Ryan Seacrest Foundation Aids the Healing Process for Children Through Music.

Seacrest started his foundation with the initiative to build real broadcast media centers inside pediatric hospitals. These media broadcast centers named Seacrest Studios are creative outlets for children staying in the hospital because it gives them the chance to learn while they heal.

Ryan Seacrest knew at a young age he wanted to be a radio personality. He worked hard to make his dream reality. Although he has a stellar career, he is most proud of helping children in the hospital.

Entrepreneur/Investment Guru

Goldman Sachs Taught Peter Briger Valuable Lessons

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Some deem Goldman Sachs to be the top US bank, replacing JP Morgan. What did Peter Briger learn from Goldman Sachs? What valuable networking connections did he gain?

Goldman Sachs History

Goldman Sachs was started up in 1869 by Marcus Goldman and Samuel Sachs. Goldman Sachs is not the oldest American bank. It is not even the largest American bank; but, Goldman is turning heads with its power, influence and prestige.Not only is the White House filled with ex-Goldman Sachs operatives, but so are capitals around the world. Some wonder with such an extensive network if anyone really leaves Goldman Sachs. The global connections have made it so that Goldman Sachs employees have more leverage and influence than others. Peter Briger knows the players on the global stage; he needs no introductions.

Post 2008 Credit Crunch

The 2008 Credit Crunch changed everything. That is an interesting footnote for history. You never really know the true impact of an event until centuries later. The Chinese have a saying – “The wings of a butterfly in the East can cause a tornado in the West.”While Goldman Sachs was at the heart of the failure of Bear Stearns and Lehman Brothers, somehow it was unscathed. In fact, some think it was stronger thereafter. Goldman Sachs received a bailout, but it was not a lifeline that they needed to survive. It was more of a political reward, giving them Zero Interest Rate Policy (ZIRP) funds for free. Isn’t that really what ZIRP is all about – free money?

Last Bulge Bracket Bank Standing

The Too Big Too Fail moniker has been replaced with the Bulge Bracket Bank. Of course, Goldman Sachs is one of these Bulge Bracket Banks. Their returns are consistent, positive and much higher than normal banks.Peter Briger might have learned how valuable the Goldman Sachs network was. Goldman Sachs has provided Peter Briger with not only important American political and financial ties, but global ties.With Goldman Sachs, Peter Briger learned the delicate procedures needed to make capital flow. He was part of important deals and understood what was expected of bankers. He started at the top of the food chain.Peter Briger learned how to survive downturns. He knew how to engage in careful risk management. Goldman Sachs is like the fly on the wall in power blocs around the world.

Business/Investment Tips

HCR Wealth: Advising Children of Aging Parents

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HCR Wealth Advisors has been working for over two decades to help their clients reach personalized financial goals. The firm does this in part by educating its clients about the various options and strategies available to them. The clients are taught how to limit their risks, prepare for emergencies, and grow their money. HCR Wealth Advisors offers financial advice and creates personalized financial plans.

Many families today are caught between raising their own children and caring for their aging parents. The adults who are caught in this situation are called “the sandwich generation.”

If you are caring for older parents, it is essential for you to know where their finances are coming from, and how long their retirement accounts will be paying out. Often, parents and children do not discuss money together, but since you are helping your parents financially, it imperative to know their situation.

Another area to investigate is the health insurance coverage of parents. Do they have long-term care? It is not uncommon for couples to live into their 90s. Long-term care coverage can be helpful.

The children of these elderly adults still need to plan their own retirements. HCR Wealth Advisors understands that and takes into account many different dynamic family situations.

If possible, put the largest amount you can afford into a retirement account. Retirement accounts may be from your employer, or you can create one on your own. People are living into their 90s now. How long will we be living another decade from now?

Helping pay for college is another area of financial focus for the sandwich generation. Helping their children through school will make them more likely to not have to move back home. One way to pay for school is to put money into a tax-saving education account as early as possible.

Planning for retirement, college education, and caring for elderly parents can put a strain on anyone. HCR Wealth Advisors works to establish trust with the firm’s clients and looks to help teach families how to survive and thrive while in the middle.

HCR Wealth Advisors is not affiliated with this website.